It’s my personal belief that money is a lot like having the manual to pilot a space shuttle. If you don’t have it, why would you bother studying it? However, if you can break that barrier of impossibility – if people suddenly grasp that having…
Category: Retirement
The Fastest Way to Go Broke
What is the quickest way for you to financially lose it all? Spend more than you make and go into credit card debt? Buy too much house, too much car, and then lose your job? Get divorced? No, the fastest way to go broke is…
Work Until You Die
“Life is very different now. Don’t you know that 100 years ago the average life expectancy was 40?” This random comment wafted my way last week after some coworkers started chatting the next cube over. They were talking about how people needed to pay more…
Even God Agrees: You Should Retire Early
That’s right, I said it: Even God thinks that you should retire early. I know what you’re thinking: “Man, I just wanted to learn about early retirement. Why did you need to bring religion into this? We were getting along so well.” I’m sorry, but…
Is Early Retirement the Moral Thing to Do?
I was reading an article on The Green Swan recently, and blogger JW’s article Why The Government Doesn’t Want You To Retire Early which struck a chord with me. JW argues that of the US governments $6.5 trillion in revenue, 2/3rds of this comes from the…
No More Harvard Debt and Extreme Debt Payoff Strategies
I just finished reading No More Harvard Debt and I’ll admit that it’s close to the perfect blog. Author Joe Mihalic writes with personality, gives extensive details of his finances, and keeps it short by ending the blog once its served its purpose. It’s even…
What Makes This Blog Different
I love books. This is ironic since one of my earliest childhood memories is my Mom teaching me to read – and I absolutely despised it. Whenever she’d bust out yet another pack of flashcards with words to memorize I’d desperately want to flip the…
My Goals & Strategy
I’m posting this on a rather inauspicious day, but since this blog will be focusing on achieving financial independence I have to detail at some point my overall goals and starting position. These are ambitious goals,even intimidating goals now that I have them staring back…
Let’s Begin
Hello everyone, welcome to this site! My name is John and I am writing this blog to detail my journey from cube dweller to financially free retiree. I am presently 31 years old and would like to retire by age 40 in 2026. I’ve been…