Man alone in the dark

Failure to Launch

“I’m a grown adult. It’s my money, I earned it, and I’ll do what I want with it!” A friend of mine shouted these words recently when he dropped a bomb on me: he was thinking of moving out of his parents’ house. This is a minor miracle  – he is 33 and except for a year or two has lived…

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Old man with wrench

Work Until You Die

“Life is very different now. Don’t you know that 100 years ago the average life expectancy was 40?” This random comment wafted my way last week after some coworkers started chatting the next cube over. They were talking about how people needed to pay more attention to their health, and plan for their retirement earlier, since what we were experiencing…

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Walk in the woods

Monthly Update

Hello everyone, it’ll be a shorter update today since not much has happened this month. It’s amazing how much easier life gets when you get the weight of debt off your back. This has been the first month I’ve had without a school loan or personal loan payment in years and I can slowly feel the stress float away. I…

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bull stock market

Adventures in Stock Trading #1

Now that I closed out of my TRXC position after holding it for a year and a half, its time to get back to stock trading and doing it right. I’ll detail the first three trades that I made here, and the techniques I’m using to protect myself while looking for an opportunity. I can definitely say that having money in…

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Prairie flowers

Monthly Update

Talk about a reversal! Here in Minnesota we went from a 12″ blizzard to a 100 degree heat wave in month. That’s just nuts. Just like the weather though, my life has also taken a big turn.  My stock’s number finally came up and I cashed out with a $40k gain pre-tax ($32k post-tax).  I took out a few thousand…

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Building Farm Truss Farmhouse Fachwerkhaus

Mortgage Before Investments

Pay off the mortgage or invest your savings in the market? If there was ever a ninja vs. pirate debate in the FIRE community it’s this one. My foray into the debate is inspired by another article on the subject posted on a blog called Their Money Goals. The authors argued that comparing the inflation return on a house of, say,…

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Hair Trimming

The $109,000 Hair Cut

I’m a little unusual for a guy.  Rather than go to a walk-in barbershop and getting assigned a random barber to cut my hair, I’ve seen the same barber/stylist for the last 30 years. My dad brought me in to see her when I was a child and I’ve always made it a point of using her when I needed…

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Stock Trading Success

Let the Trading Begin

The clouds have cleared and the great weight is lifted. The worry is gone and bright days are ahead. I’m not talking about the weather, but my own mentality.  What is making me so happy? I finally closed out my largest stock position. I had gotten into this stock in October/Nov of 2016, should have gotten out in October 2017,…

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