Book Review: The Richest Man in Babylon by George S. Clason

Why does hard work come to nothing? This is a question that has plagued mankind since people realized that they could not have everything they wanted in the time allotted to them. It is also the topic of conversation between Bansir the chariot builder and his musician friend Kabba in George S. Clason’s work “The Richest Man in Babylon”. They…

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A Financially Sound Country

According to a study done by Bankrate.com, barely 6 in 10 Americans can afford to write a check for $500 and barely 56% of people have more than $1000 in their checking and savings account combined [1]  Another survey found that 1/4 retirees has zero savings and only 20% have more than $300,000, a figure still far below what experts…

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Adventures in Life Style Design (pt. 1)

Lately I have been reading Tim Ferriss’ 4 Hour Work Week (of which I will write more later in a book review) and was inspired by his rendition of the  Pareto Law and Parkinson’s Law. The former states that 80% of results come from 20% of causes, and the latter that the importance and complexity of any tasks grows the…

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Monthly Update

This has been a very exciting month for me financially.  First, a stock that I have a great deal of money in went up 30%, increasing the position value from $44.5k to $57.8k and bringing me closer to my debt payment and home mortgage goals. However, this is something that I expected as I have been following the company for…

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Get Rich with Toastmasters

People often say that money doesn’t grow on trees. What’s less often said is that you can create money with your mouth. Strong communication skills are closely tied to personal success and earning potential.  If you’re someone who can speak clearly, succinctly, and memorably, then you stand apart from your peers who do not. People will invest you with greater…

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Book Review: Missed Fortune 101 by Douglas R. Andrew

As many frugal people know, going to the library is one of the best ways to save money. Not only can read the great classics for free, but you frequently find other good works that have fallen by the wayside for one reason or another. I was looking for such books in the finance section like usual when I came…

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Financial Independence through Temp Work

Financial independence through temp work – a statement that makes people question your sanity! How in the world can taking a short-term job with low pay and crappy healthcare help you get ahead? No matter what the wage is, it’s only half of what the temp agency makes. You never get what you’re truly worth and after a while you…

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What Makes This Blog Different

I love books. This is ironic since one of my earliest childhood memories is my Mom teaching me to read – and I absolutely despised it. Whenever she’d bust out yet another pack of flashcards with words to memorize I’d desperately want to flip the coffee table through a window and run away.  Mom knew what she was doing though…

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My Goals & Strategy

I’m posting this on a rather inauspicious day, but since this blog will be focusing on achieving financial independence I have to detail at some point my overall goals and starting position. These are ambitious goals,even intimidating goals now that I have them staring back out at me from the page. There is nothing like putting fuzzy ideas on paper…

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Let’s Begin

Hello everyone, welcome to this site! My name is John and I am writing this blog to detail my journey from cube dweller to financially free retiree.  I am presently 31 years old and would like to retire by age 40 in 2026. I’ve been motivated to tackle this arduous goal by a number of things. First, after working several…

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