Every once in a while things just click, that the many strands of thought and experiences you’ve had suddenly develop a pattern that you had never grasped before. I realized this in several aspects of my life recently, but one that I want to talk…
Tag: Financial Independence
Financial Independence
FIRE on the Cheap
What are the best ways to improve your life with the least amount of money? The FIRE movement is about much more than the 4% rule, compounding returns, and house hacking. It is in large part about how to create a low stress, meaningful life…
Failure to Launch
“I’m a grown adult. It’s my money, I earned it, and I’ll do what I want with it!” A friend of mine shouted these words recently when he dropped a bomb on me: he was thinking of moving out of his parents’ house. This is a…
Is Early Retirement the Moral Thing to Do?
I was reading an article on The Green Swan recently, and blogger JW’s article Why The Government Doesn’t Want You To Retire Early which struck a chord with me. JW argues that of the US governments $6.5 trillion in revenue, 2/3rds of this comes from the…
No More Harvard Debt and Extreme Debt Payoff Strategies
I just finished reading No More Harvard Debt and I’ll admit that it’s close to the perfect blog. Author Joe Mihalic writes with personality, gives extensive details of his finances, and keeps it short by ending the blog once its served its purpose. It’s even…
Financial Independence through Temp Work
Financial independence through temp work – a statement that makes people question your sanity! How in the world can taking a short-term job with low pay and crappy healthcare help you get ahead? No matter what the wage is, it’s only half of what the…
What Makes This Blog Different
I love books. This is ironic since one of my earliest childhood memories is my Mom teaching me to read – and I absolutely despised it. Whenever she’d bust out yet another pack of flashcards with words to memorize I’d desperately want to flip the…
My Goals & Strategy
I’m posting this on a rather inauspicious day, but since this blog will be focusing on achieving financial independence I have to detail at some point my overall goals and starting position. These are ambitious goals,even intimidating goals now that I have them staring back…
Let’s Begin
Hello everyone, welcome to this site! My name is John and I am writing this blog to detail my journey from cube dweller to financially free retiree. I am presently 31 years old and would like to retire by age 40 in 2026. I’ve been…